2020 Dodge Challenger Exterior Lighting

Good afternoon, my right headlight wiring harness had rubbed on the frame down to the wires, actually meta l to metal and caused my head light to blow out and my turn signal to malfunction and there is no warning light for the headlight being out, I called the dealership and they said there's no recall and they want a lot of money to fix this problem, I'm afraid it may cause a fire, I've noticed this for about a week, I ordered a new light on 8/22 and that's when I noticed the bare wires